WELCOME TO TEXAS !!  This is the internet home of StephenLacy.com, one of the nation's leading providers of real estate valuation services for the single family residential mortgage lending marketplace in the greater Houston, Texas area.

Our MASSIVE service area covers over 24 contiguous counties, comprising nearly all of the Southeast Texas area, including Harris, Montgomery, Fort Bend, Galveston, Brazoria, and Waller counties, Liberty, Chambers, Jefferson, Orange, and Hardin counties to our east, and Grimes, Washington, Austin, Wharton and Matagorda counties to the west.  We also serve San Jacinto and Polk counties to the north.

With more than 20 years of experience in the appraisal industry, we've seen the many changes that have come, and we've embraced change in order to reduce time, efforts and costs in managing the appraisal process, by providing a quality report in a reasonable amount of time, using the very latest and greatest appraisal technology currently available.

We are a leading provider of appraisals for:

• Primary and secondary mortgages
• Mortgage refinancing
• Employee relocation
• Private mortgage insurance removal
• Estate planning
• Divorce settlement

Our investment in training and technology has helped our customers greatly reduce their workload.  Not only do we offer online appraisal ordering (either via this website or directly through your loan origination software, like Calyx/Point) but you also get automatic report status updates and electronic delivery of the final product.  This lets us eliminate the frustrating run-around and phone tag hassles associated with the "old way" of working.  Surely you recall the old days . . faxes that got lost or didn't go through . . .charming, huh?  The best part is that since we save money as well, we can keep our rates competitive with anybody in the industry, yet still deliver a quality appraisal report.

• Reasonable turn-around times
• Highest quality appraisal reports
• Online status reports
• Electronic ordering and delivery
• Competitive pricing
• Coming Soon - Pay appraisal fees online using your credit or debit card !!

This website is full with useful appraisal-related info, as well as the ability to perform a number of tasks. Ordering an appraisal is just a click away. Or, spend some time and find out a bit more about the appraisal business. The more you know, the better decision you can make. And check back frequently, as this is indeed a work in progress.